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 Bankruptcy Lanigan & Lanigan, P.L.
831 W. Morse Blvd., Winter Park, Florida 32789

407-740-7379
foreclosure

mortgage workouts

Florida Bankruptcy, Foreclosure & Mortgage Help Since 1976
Bankruptcy and Foreclosure

Winter Park attorney Eric Lanigan has been providing bankruptcy and foreclosure help to Florida clients since 1976. Roddy Lanigan strengthened the firm when he joined in 2007. When the real estate crisis began Lanigan and Lanigan started providing mortgage workouts. The Lanigans have helped Central Florida families and businesses needing experienced attorneys and legal representation with a personal touch.

Lanigan and Lanigan help clients through foreclosure, bankruptcy and mortgage workouts. Debt can be eliminated, interest rates and principals lowered giving clients a fresh start.

Consider a Mortgage Workout
Meet with the Lanigans to find out whether you should file bankruptcy, consider foreclosure or look at a mortgage workout to lower debt. Talk with the Lanigans and find out what's best for your financial situation.
  • Mortgage Workouts

    Mortgage Workouts

    What is a Mortgage Workout? A mortgage workout is a renegotiated mortgage with actions and options provided to banks to create new terms. There is usually a foreclosure that could occur due to late payments, however, this is not always the case.

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  • Foreclosure

    Foreclosure

    Businesses and individuals usually wait until a foreclosure is filed before coming in to speak with an attorney about what to do when a foreclosure notice is received. Lanigan and Lanigan, P.L., tell all clients with mortgage payment problems that waiting is the biggest mistake of all.

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  • Bankruptcy

    Bankruptcy

    Bankruptcy occurs among people of all ages and at all levels of income. Bankruptcy is an option and a process for many people to alleviate debt no matter how it has occurred. It’s important to have a serious attorney when you go into Federal Court to file bankruptcy in Florida.

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bankrupcty-question-speacerBankruptcy Information:



Foreclosure Information:



Mortage Workout Information:

Acceleration Letters Are Key in Halting Foreclosure Actions

Real estate, bankruptcy, foreclosure and business lawyer Eric Lanigan has practiced Florida law since 1976. Lanigan and Lanigan in Winter Park, Florida, has handled many foreclosures since the economic changes effected Florida’s real estate crash in 2005. He’s going to explain one of the very early stages of the foreclosure process:  the acceleration letter, sometimes [...]

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Foreclosures Rise: Florida Still No. 2 in U.S.

U.S. foreclosures increased two percent from February to March, rising after several monthly decreases according to RealtyTrac, a national real estate data-supplier. Florida, Nevada and Illinois posted the highest foreclosure rates for the first quarter, according to RealtyTrac’s March and first quarter U.S. Foreclosure Market Report. Other figures include:  There are 1,445,477 properties in U.S. [...]

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3 Ways Lenders Deceive Homeowners in Foreclosures

Winter Park foreclosure attorney Eric Lanigan talks in a new video on the Lanigan and Lanigan YouTube channel, about three situations where deception by lending institutions can and do frequently occur in foreclosures. Because a mortgage has changed hands many times homeowners are left to defend themselves not knowing that banks and lenders are making [...]

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3 Reasons to Defend a Florida Foreclosure Action

Roddy Lanigan is a partner with Lanigan and Lanigan in Coral Gables, Florida. He’s going to tell you the top three reasons to defend your foreclosure action in Florida. Number one, you may reduce your monthly payments. Number two, you might negotiate a principal reduction in mediation. Number three, you might reduce the interest rate [...]

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Medical Bills Often Cause Bankruptcy

There’s no secret that  Florida’s poor economy has forced people into letting go of homes, cars, credit card debt and medical bills through bankruptcy in record numbers.  A leading cause of bankruptcy in Florida is medical debt due to a medical condition, illness, disease, surgery or lingering poor health. Eric Lanigan and Roddy Lanigan saw the recession hit Orlando [...]

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Florida No. 2 in Bankruptcy & Foreclosure

Bankruptcy Florida Bankruptcy filings in 2012 have declined gradually since 2011 according to the American Bankruptcy Institute. Florida is No. 2 in the U.S. for bankruptcy filings behind California at the end of 2012 had the highest number of bankruptcy filings. 73% of filings were Chapter 7 bankruptcies, while the remainder were Foreclosure RealtyTrac has [...]

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Desperate Lenders, Homeowners Try Workout Mortgages

If you’re ready to let your home go or are looking into a short sale or other desperate measure to get rid of your home, first, answer the following questions: You’re looking at your home as a liability because it’s under water You’re trying to lower your mortgage payment You want a lower APR You [...]

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How Bad is Florida’s Foreclosure Outlook in 2013?

2013 Foreclosure Outlook in Florida The overall decline in home prices is the major underlying force behind Florida’s high foreclosure rates. It is the legal systems of the regions’ respective states that are affecting whether foreclosures are still rising or declining. Florida has a long foreclosure process, which involves the courts on many occasions, while, for example, [...]

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Foreclosure Defense of Your Orlando Florida Home

The holidays are over. Your bills from the season of giving have arrived. Now you have to decide whether you will defend your Orlando Florida home from foreclosure. You received a notice the week after Christmas so you have days to act on the foreclosure defense. You have 20 days and time is slipping away. [...]

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Do’s and Don’ts While Preparing to File Bankruptcy

If you’re going to file bankruptcy in Florida in 2013 start planning ahead and saving for your bankruptcy case fees. The work begins when you pay your attorney. Eric Lanigan and Roddy Lanigan work personally with all their bankruptcy clients and have filed thousands of cases for families, individuals or businesses in Central Florida since [...]

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