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Bankruptcy Lanigan & Lanigan, P.L.
831 W. Morse Blvd., Winter Park, Florida 32789

407-740-7379

E-Mail Eric A. Lanigan HereE-Mail Roddy B. Lanigan Here
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Florida Bankruptcy, Mortgage Workouts, Real Estate

Lanigan & Lanigan, Attorneys 

Winter Park Florida bankruptcy, mortgage workouts, real estate attorneys Eric Lanigan and Roddy Lanigan are partners at Lanigan & Lanigan, P.L. law firm.

Eric has practiced Florida law since 1976; Roddy since 2007. Together the Lanigans resolve legal challenges with Florida property, personal and business finances.  

The Lanigans provide business and civil litigation legal services to property and business owners and individuals.

Eric and Roddy welcome clients from Florida, the U.S., Asia, Europe, and South America.

The Lanigans handle commercial and residential real estate transactions, real estate litigation, bankruptcy and foreclosure cases. 

The Lanigans provide clients the resources of large law firm with the personal attention of a family law firm.

Eric Lanigan and Roddy Lanigan are experienced attorneys who provide aggressive representation with a personal touch.

Florida Real Estate Attorneys Attorneys Roddy Lanigan & Eric Lanigan.

Bankruptcy

Eric Lanigan and Roddy Lanigan have helped many Florida businesses and individuals resolve financial challenge through filing Chapter 7 bankruptcy, Chapter 11 bankruptcy or Chapter 13 bankruptcy.

What is Chapter 7?

A Chapter 7 bankruptcy may be filed by someone who meets debt and income guidelines established by the Florida Means Test.

Chapter 7 is known as a liquidation bankruptcy but in general, no, you won’t have to sell everything to pay creditors. 

What is Chapter 11?

Chapter 11 bankruptcy may be filed by businesses overwhelmed by debt and demanding creditors.

Chapter 11 bankruptcy is also an option for high net worth individuals whose income exceeds Chapter 13 bankruptcy guidelines.

What is Chapter 13?

A Chapter 13 bankruptcy may be filed by those who can’t meet Chapter 7 guidelines. Some debt is eliminated, while some debt is repaid to creditors on a three- to five-year repayment plan.

Do You Really Have to File?

There are sometimes alternatives to filing bankruptcy. Your financial situation may not require that you file bankruptcy to solve your economic problems. 

Find out by consulting with the Lanigans to learn your options. 

Real Estate

If you’re buying Florida real estate it doesn’t matter if you live in California, New York, Hong Kong, Spain, India, South America, or anywhere else: you need a Florida real estate attorney. Florida real estate has structural, land, building and weather issues unique to the state. Only an attorney experienced ...

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Mortgage Workouts

Mortgage Workouts

What is a Mortgage Workout? A mortgage workout is a renegotiated mortgage with actions and options provided to banks to create new terms. There is usually a foreclosure that could occur due to late payments, however, this is not always the case.

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Bankruptcy

Bankruptcy occurs among people of all ages and at all levels of income. Bankruptcy is an option and a process for many people to alleviate debt no matter how it has occurred. It’s important to have a serious attorney when you go into Federal Court to file bankruptcy in Florida.

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Real Estate

The Lanigans, Florida natives and residents, provide Florida real estate litigation and real estate transaction services for residential and commercial property owners, investors.

Eric and Roddy Lanigan have clients who are Florida real estate investors and Florida property and homeowners from the U.S., Asia, Europe, Russia, and South America. No matter where you’re from, if you’re buying Florida property, hire an attorney to handle your Florida real estate contracts. Have an attorney on hand, or on call, or bring in a contract when you’re buying a home. Even a last minute meeting with an attorney may prevent what could become long and expensive litigation down the line.

A lawyer’s value to anyone buying commercial land, or handling regular commercial real estate transactions benefits from a skilled negotiator who handles a good portion of the transaction. There’s a reason for this: while people like to say they’ll sue, or go to court to right a wrong, any lawsuit quickly becomes financially prohibitive.

Mortgage Workouts

Florida was No. 1 in the U.S. for foreclosures from 2007 to 2015. The Lanigans handled many foreclosure defense cases prior to and during the difficult Florida economy.

The Lanigans offer mortgage workouts as an option for clients who want to save their homes or properties and avoid foreclosure lawsuits.

A mortgage workout involves the restructuring of a mortgage with different financial terms amenable and acceptable to lenders. 

A mortgage workout may include a mortgage restructuring, interest rate adjustments, settlements of second and third mortgages, principal balance deferment or forgiveness, loan term extensions, repayments, or a forbearance.

Negotiating with banks and lenders is complicated because it involves creating financial terms, alternative payments, different interest rates.

Financial negotiations with knowledge of bankruptcy, foreclosure, mortgage law is something most homeowners do not feel confident in handling without an attorney–for good reason.

In 2015, due to foreclosure law changes made in July 2013, Florida courts handle foreclosure lawsuits very differently than in the past. 

If you’re deciding whether to pursue a foreclosure defense, don’t wait. Acting now may mean the difference in keeping or losing a property.

 

The Best Florida Attorney

Florida attorneys Eric Lanigan and Roddy Lanigan

When selecting a bankruptcy, mortgage or real estate attorney, choose wisely. Your attorney will make the difference in recovering or losing value on a real estate investment. The attorney will file a successful bankruptcy for your financial reorganization, and may defend a foreclosure lawsuit. 

An attorney provides you with options so that you’re fully informed before making a major financial decision. 

When you get that sinking feeling that comes with the threat of losing everything, don’t panic. Instead, take action and meet with an attorney to answer questions. Call the Lanigans to set an appointment for a consultation. The Lanigans offer experienced representation with a personal touch.