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Bankruptcy Lanigan & Lanigan, P.L.
831 W. Morse Blvd., Winter Park, Florida 32789

407-740-7379

foreclosure

mortgage workouts


Florida Bankruptcy, Foreclosure & Mortgage Help Since 1976

Bankruptcy and Foreclosure

Winter Park attorney Eric Lanigan has been providing bankruptcy and foreclosure help to Florida clients since 1976. Roddy Lanigan strengthened the firm when he joined in 2007. When the real estate crisis began Lanigan and Lanigan started providing mortgage workouts. The Lanigans have helped Central Florida families and businesses needing experienced attorneys and legal representation with a personal touch.

Lanigan and Lanigan help clients through foreclosure, bankruptcy and mortgage workouts. Debt can be eliminated, interest rates and principals lowered giving clients a fresh start.

Consider a Mortgage Workout
Meet with the Lanigans to find out whether you should file bankruptcy, consider foreclosure or look at a mortgage workout to lower debt. Talk with the Lanigans and find out what's best for your financial situation.

  • Mortgage Workouts

    Mortgage Workouts

    What is a Mortgage Workout? A mortgage workout is a renegotiated mortgage with actions and options provided to banks to create new terms. There is usually a foreclosure that could occur due to late payments, however, this is not always the case.

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  • Foreclosure

    Foreclosure

    Businesses and individuals usually wait until a foreclosure is filed before coming in to speak with an attorney about what to do when a foreclosure notice is received. Lanigan and Lanigan, P.L., tell all clients with mortgage payment problems that waiting is the biggest mistake of all.

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  • Bankruptcy

    Bankruptcy

    Bankruptcy occurs among people of all ages and at all levels of income. Bankruptcy is an option and a process for many people to alleviate debt no matter how it has occurred. It’s important to have a serious attorney when you go into Federal Court to file bankruptcy in Florida.

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Medical Bills Often Cause Bankruptcy

There’s no secret that  Florida’s poor economy has forced people into letting go of homes, cars, credit card debt and medical bills through bankruptcy in record numbers.  A leading cause of bankruptcy in Florida is medical debt due to a medical condition, illness, disease, surgery or lingering poor health. Eric Lanigan and Roddy Lanigan saw the recession hit Orlando [...]

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Florida No. 2 in Bankruptcy & Foreclosure

Bankruptcy Florida Bankruptcy filings in 2012 have declined gradually since 2011 according to the American Bankruptcy Institute. Florida is No. 2 in the U.S. for bankruptcy filings behind California at the end of 2012 had the highest number of bankruptcy filings. 73% of filings were Chapter 7 bankruptcies, while the remainder were Foreclosure RealtyTrac has [...]

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Desperate Lenders, Homeowners Try Workout Mortgages

If you’re ready to let your home go or are looking into a short sale or other desperate measure to get rid of your home, first, answer the following questions: You’re looking at your home as a liability because it’s under water You’re trying to lower your mortgage payment You want a lower APR You [...]

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How Bad is Florida’s Foreclosure Outlook in 2013?

2013 Foreclosure Outlook in Florida The overall decline in home prices is the major underlying force behind Florida’s high foreclosure rates. It is the legal systems of the regions’ respective states that are affecting whether foreclosures are still rising or declining. Florida has a long foreclosure process, which involves the courts on many occasions, while, for example, [...]

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Foreclosure Defense of Your Orlando Florida Home

The holidays are over. Your bills from the season of giving have arrived. Now you have to decide whether you will defend your Orlando Florida home from foreclosure. You received a notice the week after Christmas so you have days to act on the foreclosure defense. You have 20 days and time is slipping away. [...]

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Do’s and Don’ts While Preparing to File Bankruptcy

If you’re going to file bankruptcy in Florida in 2013 start planning ahead and saving for your bankruptcy case fees. The work begins when you pay your attorney. Eric Lanigan and Roddy Lanigan work personally with all their bankruptcy clients and have filed thousands of cases for families, individuals or businesses in Central Florida since [...]

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Florida No. 2 in the Nation in Foreclosures

Florida has one of the highest foreclosure rates in the country according to RealtyTrac. RealtyTrac shows that as of January 1, 2013, that Florida has 29,612 foreclosures, second only to California which has 31,794. If you’re worried about what other people will think if your home is foreclosed on, forget about it. Your neighbor, your [...]

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Save, Plan, Research Before Starting a Business in 2013

Winter Park business attorneys Eric Lanigan and Roddy Lanigan work with business owners who come for help after a new business is in Chapter 11 bankruptcy. The best idea is to start 2013 on the way to a solid business with a thorough profit and loss review, research into the market and the competition and demand [...]

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Automatic Stay in a Florida Bankrupcty and Foreclosure

Florida bankruptcy and foreclosure law is complex and you should only work with an experienced attorney who is able to interpret and apply the law to aptly defend clients fighting to save their home and other assets. In a recent video posted to the Lanigan YouTube and Vimeo pages, Eric Lanigan explains the use of [...]

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Bankruptcy Trustee’s Ability to Abandon Property

As soon as a debtor files for bankruptcy, a trustee is assigned to supervise the administration of estate and to make sure creditors are treated fairly. Occasionally, there is property in the estate that has no value or benefit to the trustee. This lack of value is usually due to the maintenance costs on a [...]

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