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Orlando Attorneys on Chapter 7 Bankruptcy

Central Florida bankruptcy attorneys Eric Lanigan and Roddy Lanigan hear it every day: “What are the pros and cons of filing Chapter 7 Bankruptcy?”  The Pros The positive side of filing Chapter 7 bankruptcy is the absolute relief from overwhelming debt. It is immediate from the date that the bankrupty is filed in court. You won’t [...]

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Economic Expertise is Important in Chapter 11 Bankruptcy

A successful Central Florida Chapter 11 bankruptcy allows a business owner to present a viable reorganization plan proving the business will thrive if given help canceling some debts. If approved, the court shelters the business from creditors. Chapter 11 reorganization can include complete elimination of some debts such as real estate leases, unsecured loans, union [...]

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Do You File for Bankruptcy or File for Divorce, First?

Legal Issues of Filing Bankruptcy Before or After Divorce Divorce is one of the most painful events in an individual’s life. Usually, financial instability precedes a divorce. As a matter of fact, financial distress is considered one of the biggest causes for divorce. A married couple can divorce each other but they cannot shrug off the [...]

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Homestead Exemption Domicile Requirements in Bankruptcy Law

New Bankruptcy Laws on Florida Homestead Protection New domicile requirements have been included in bankruptcy laws to prevent individuals from moving to a state to just take advantage of better homestead protection. Homestead exemptions are very important in the bankruptcy process. Various domicile rules apply depending on when the house was purchased along with other [...]

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Chapter 7 Bankruptcy Will Not Prevent Foreclosure

Chapter 7 Bankruptcy and Foreclosure Many individuals considering filing for Chapter 7 bankruptcy are also struggling to pay their mortgage.  It is common for individuals facing Chapter 7 bankruptcy to also be facing the possibility of foreclosure. The filing of Chapter 7 bankruptcy will not prevent the foreclosure of a home. There are however certain [...]

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Getting Out of Credit Card Debt May Begin With Bankruptcy

Credit is a privilege but sometimes emergencies, accidents or unforeseen problems arise to cause of having to file this dissolving of assets can be related to the inability to continue to pay mounting personal unsecured loans or credit card debts. Credit Cards Are Rarely AbusedCentral Florida bankruptcy attorneys Eric Lanigan and Roddy Lanigan have rarely, [...]

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Chapter 7 Bankruptcy Debt and Cosigner Challenges

It is common for individuals to have cosigners on loans, and other financial instruments. In many cases the cosigner is a relative or friend. Orlando bankruptcy attorney Roddy Lanigan and Eric Lanigan explain to clients who may be filing to be absolutely clear and honest with friends or family who cosign on loans. Because if [...]

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Consider Bankruptcy for Drastic Debt Relief

In a sagging economy, filing Chapter 11 bankruptcy protection may loom large on the horizon for many of the nation’s failing enterprises. When a business incurs more debt than can be handled and the bank threatens to call in the note, it’s time to consider drastic debt relief measures, and bankruptcy might be one of [...]

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Orlando and Winter Park Bankruptcy Lawyers Talk Exemptions

When filing for bankruptcy, exemption statutes vary from state to state. In Florida a single person can exempt a certain amount of personal property. A family in Florida can only exempt a total of a set amount in property. Orlando and Winter Park bankruptcy lawyers Roddy Lanigan and Eric Lanigan find that debtors are very [...]

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Chapter 7 and Chapter 13 Bankruptcy Exemptions

There are bankruptcy exemptions that vary by state which are used when a person files bankruptcy to determine what property may be kept. Orlando bankruptcy lawyers Eric Lanigan and Roddy Lanigan will tell you not to feel guilty about filing because you’re getting a fresh start. You’re also learning exactly what went wrong with your [...]

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